Spanish Net Salary Calculator

Estimate how much net salary you'd take home from a gross salary in Spain, including Social Security and your income tax withholding.

Important: this tool is estimated and specific to Spain's tax system. The actual income tax (IRPF) rate is calculated by the Spanish tax agency based on your personal situation — you enter it yourself here (you can find it on your payslip). It doesn't replace your real payslip or a labor advisor.
€
%
Estimated monthly net salary
€0
Social Security€0
Income tax withheld€0

What gets deducted from the gross salary

Two things are mainly deducted from the gross salary: Social Security contributions (a fixed percentage, approximately 6.35% for most permanent contracts in Spain) and income tax withholding (IRPF), which is an advance payment of income tax and varies according to your personal situation.

Why you enter the tax rate yourself

The income tax withholding percentage depends on factors such as your total annual income, number of dependents, disability, contract type, region, and other personal circumstances — the Spanish tax agency calculates it individually. Trying to automate this here would give unreliable results; that's why we ask for the percentage that already appears on your payslip, so the calculation is done correctly on that real figure.

If you don't have a payslip yet and want a rough estimate beforehand, many accounting firms and the Spanish Tax Agency itself offer withholding simulators — this tool is mainly useful for "translating" a tax percentage you already know into concrete net euros.

Frequently asked questions

Why is the result only an estimate?

Because the actual income tax withholding depends on your personal situation (dependents, disability, contract type, region, other income). Here it uses the percentage you enter, it isn't calculated automatically.

Where can I see my actual withholding percentage?

It's usually shown on your own payslip, in the deductions or withholdings section.

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